it’s either me or you but it can’t be both who will win

Others have covered potential answers, but this one part made me immediately think of an old trope in American cowboy media:

I think I get what you mean, but for anyone else reading: Get cash back rewards!

I use my credit card for literally every single purchase I would normally make, paying bills and all, and I get between 1.5%-3% back. Obviously you never let interest accrue you just pay it off right away, but every few months I get essentially free money, usually $200+!