Agreed. But I think it’s evident even in these threads why companies are slow to adopt. Lemmy is still a niche corner of the internet predominantly used by technology savvy people, and yet you see folks here saying that they hate the inconvenience of it. Less tech adept users are more likely to dislike the additional friction.

In today’s world, MFA (multifactor authentication) is a necessity for literally any account in which you store information you don’t want to be stolen by someone. I’m more upset that several services I use still don’t support it, or only support MFA via text or email, neither of which is secure enough to be of much use.

You don’t want the place where you store your passwords, likely including your bank account, health insurance, social media accounts, etc. to be more difficult to hack? You live in a post-quantum world. Passwords aren’t enough.