

Based on your monthly costs it appears that your rates are adjusting during policy renewals (as it seems to be on a 6 month cycle). Looks like it’s automatically renewing, probably with the same coverage, but whatever current rate is. As far as what affected the price, you’d have to compare itemized bills between policies and see which aspects of your coverage changed prices. Maybe one year you went long enough without a claim to get a reduction, and another the repair cost of your vehicle went up. I’m sure there are a trillion factors, but checking your old bills should tell you (likely available through state farms website)


Never Gonna Give You Up - Rick Astley