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Joined 2 years ago
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Cake day: June 14th, 2023

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  • If you do, and want her to know, then yes say it.

    Does she say it to you?

    My family never really said it to each other. It just wasn’t normalized. Then one day I started thinking I may not have them around forever and I wanted to tell them. So I did. Mostly “love you, bye” when ending a call. And they were a little weirded out at first, but said it back. Now if I wait a beat before saying it, they’ll say it first!




  • Some insurance companies have a discount or a lower pricing tier for low miles driven per day.

    Have you looked at the blue book price you could get for it vs your loan payoff amount? If the blue book price is lower, you’re upside down and should prioritize paying more per month. This gets it paid off quicker for less interest and then you have a solid paid off car that you could probably put 200-300k miles on.

    Do you have a 401k and the ability to take a loan from it? You could refinance the loan using your 401k to get a lower rate, and then you’re paying yourself interest. The catch here is being willing to stay at the employer until the loan is paid off. If you left employment before the loan is paid off, it could become a deemed distribution with a 20% early withdrawal penalty on top of regular taxes owed on the distribution. I normally don’t advise getting a 401k loan because of risk of triggering that distribution, but there are circumstances where it could be advantageous. Your HR dept and/or plan advisor can help you out there.










  • Semi-related, I listened to a podcast the other day that discussed sokushinbutsu where some Buddist monks would try to self-mummify themselves as a ritual to attain enlightenment. One of the steps involved Urushi tea which comes from the bark of the Urushi tree, or also known as the Japanese Varnish Tree, and the sap from this tree contains toxic and abrasive chemicals that can cause a rash similar to poison ivy. They would literally be itching on the inside and had to use mind over matter to ignore the extreme discomfort.





  • This was my recruiter run-in experience too. “Hey, are you stressed out?” “Yeah, I’m working in DC, obv.” “Then come inside and take our free stress test.” “No thanks, I just got off work and it takes me 2 hours to get home.” The next day, I paid a little more attention to the building where it happened… said Scientology right there on the front. This was about 2000 when I had heard very little about them.