10/10 True shower thought

Sounds like you need to read the book Debt: the first 5000 years by David Graeber.

Getting my eyeball cut by a snake plant or “Mother in Laws tongue”. Too many close calls as a child

I would argue that of the three items you listed (bananas, coffee, chocolate) that the main reason those items are “cheap” is exploitation of the workers and economies of the global south.

https://daily.jstor.org/fruit-geopeelitics-americas-banana-republics/

This is just one popular science article on the topic, and it just brushes the surface of how colonial politics have stripped the global south of resources while simultaneously building capital in the global north.

This single pane comic is the jist of it.