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Joined 11 months ago
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Cake day: April 30th, 2024

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  • daniskarma@lemmy.dbzer0.comtoAsk Lemmy@lemmy.worldHow bad did I fuck up?
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    5 days ago

    I don’t know what I’m reading.

    Here people mostly use debit cards, and we don’t worry about things like credit scores or whatever. Also these cards tend to be free. At the end, they just give you a convenient way of paying with money you actually own.

    Why would anyone buy normal stuff using credit? I get it for big purchases as a house or a car. But why go into debt for groceries or a new laptop?