It’s an eternal work in progress, but the concept of neutral thinking really clicked for me. Look up “It Takes What It Takes” by Trevor Moawad. I’m still figuring out where to start on community, my social life peaked in high school never recovered. All the old civic organizations and churches seem to be dying off.

I know that I’m broke and I’ll be working until I either go senile or die. It took me too long to start figuring things out.

I wish I had learned this nuance earlier. I started out throwing all the money I could at whatever I was trying to pay off as fast as possible because I had it hammered into me as a child that all debt is a personal moral failing.

I’ve since learned that having cash on hand and a relatively low interest loan like a mortgage or a car loan, is better than a slightly lower balance on said loan and having to use a high interest credit card when an emergency inevitably pops up because I didn’t have any cash.

I had a little book with the settings for almost every brand and model of hard drive that existed when published.