It’s still another skill to learn and master. Some folks work on winning hands at poker, others aim to win free beer at trivia. I, for one, can’t bluff to save my life and have the memory of a goldfish so I’d be a horrible candidate for poker haha.

And, as you said, your friend has the skills to shift his experience from games of chance towards games of skill.

Never used it, but I believe they let you charge your rent to a cc for like a 2% fee or something.

Excellent idea if your utilities accept the method of payment!

You can also pay for rent with a cc using bilt. I believe this year they’re going to start allowing for mortgage payments too!

Yeah, office supply stores will occasionally have sales the fees they charge for visa gift cards, which make that an option.

Credit card manufactured spending. Still doable, but I think it’s more difficult now.

You sign up for a fancy card with a fancy offer. Say, spend 6k in 3 months, get 1k in points.

Then you go to the local post office, and buy a money order for 6k. They used to be more permissive about letting you charge it on the CC, with only a nominal fee.

Then deposit that money order to your bank, use that money to pay off the charge for 6k. Boom, free signup bonus achieved.