I use a budget app for tracking income and spending on a transaction basis and then keep the rest of my finances in spreadsheets.

I could probably get a job at either of my local grocery store bakery departments with that.

I’m not sure I understand. You can stream music for free on Spotify, Tidal, Deezer, Pandora, Bandcamp, YouTube, and probably several other services. Not to mention the thousands of radio stations you can stream. It seems like there are exponentially more music streaming options compared to video. If you’re asking about sites where you can stream without ads, I’m guessing those exist too, but I suspect most people are either willing to listen to ads or pay for ad-free with one of those services.